Trusted by the Home Builders Association of Kentucky
Providing Solutions
For years, Shepherd Insurance has earned the trust of the Home Builders Association of Kentucky by continually addressing the insurance needs of their members, particularly group health insurance needs. With a long standing legacy in the building industry, Shepherd Insurance is equipped to provide excellent coverage and service to home building industry members. HBAK provides immense value to the home building industry in the state of Kentucky, and we could not be more proud to be a resource for their members.
Our Available Products, Coverages, and Services
Health Insurance
Protect your team with health insurance designed specifically for the home building industry. Our customizable health plans offer affordable, comprehensive coverage for builders, contractors, and tradespeople—whether you're a sole proprietor or managing a growing crew. With access to major medical networks, flexible plan options, and dedicated support, we help you take care of your people so you can focus on building.
Builder's Risk Coverage
Builder’s Risk Insurance is a specialized type of property insurance designed to protect buildings and structures under construction. This coverage provides financial protection for construction projects against unexpected events like fire, theft, vandalism, weather-related damage, or accidents that could delay or derail the project. Builder’s Risk policies typically cover the structure itself, materials on-site, and materials in transit or storage awaiting installation.
Contractors Coverage (Property, General Liability)
Contractors Insurance is a specialized suite of insurance policies designed to protect contractors from the unique risks associated with their work. Whether you're an independent contractor or operate a larger contracting business, this coverage offers financial protection against liabilities, property damage, and accidents that may arise during projects. It ensures your business can navigate unforeseen challenges, providing peace of mind and financial security.
Professional Liability Coverage
Professional Liability Coverage
Professional Liability Insurance for contractors, also known as Errors and Omissions (E&O) insurance, provides protection against claims of negligence, mistakes, or failures to deliver professional services as promised. While contractors are often associated with physical labor and project execution, many also provide design, consultation, or specialized expertise that could lead to financial losses for clients if something goes wrong.
Risk Management Services
Professional Liability Coverage
Risk Management Services
For years, Shepherd Insurance has been an industry leader in providing risk management resources and solutions to clients in the construction industry. Our open access resource model allows construction businesses to immediately implement safety protocols catered to their operations.
Claims Assistance
Professional Liability Coverage
Risk Management Services
At Shepherd Insurance, we understand the unique challenges construction businesses face when navigating insurance claims. With years of experience specializing in construction industry insurance, we have successfully supported contractors, developers, and builders in mitigating risks and resolving claims efficiently.
Why Shepherd Insurance?
Personalized Service
Competitive & Transparent Pricing
Competitive & Transparent Pricing
At Shepherd Insurance, we pride ourselves in providing personalized service to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions to meet them.
Competitive & Transparent Pricing
Competitive & Transparent Pricing
Competitive & Transparent Pricing
We believe that great coverage shouldn't come with hidden fees or confusing terms. Our pricing is competitive and transparent, ensuring you get the best value without sacrificing quality.
Expert Advice
Competitive & Transparent Pricing
Expert Advice
Our team of insurance experts has over 50 years of combined experience in the industry. We are here to answer your questions, provide advice, and guide you through the insurance process on all fronts.